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INDEPENDENT BANK is regarded as one of the premier lending institutions in Central Texas. Independent Bank has the ability to offer a full range of loan options to fit your needs.  Whether you are looking for a loan to purchase a new home, finance a construction project, or if you are considering a home equity loan, Independent Bank will find the right loan program for you.

Strategic uses of credit can make a significant contribution to building and managing your net worth. We consider managing both sides of your personal balance sheet to be the best way of pursuing your financial objectives.

Credit strategies may include:

Mortgage Loans

Independent Bank's Mortgage Department has a full range of products to help you buy the home of your dreams. We offer a variety of mortgage loans (including refinances, home improvement loans and home equity loans) with competitive rates, flexible terms, convenient payment plans and an easy application process.

Construction Loans

Independent Bank is one of the most respected interim construction lenders in Central Texas. We have experience and insight on our side to find the right loan amount and structure to fit your needs. Our experienced staff will work with you and your builder to build the home you have always wanted.

Personal Loans

Whether you are looking to purchase a car, truck, boat, or RV, or whether you want to finance an education or a much-needed vacation, Independent Bank is the best source for all of your financing needs.

 

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